10 Medical Conditions You Need To Declare To Travel Insurance Companies That You May Not Have Thought About

10 medical conditions you need to declare when buying travel insurance

Whether you’re buying your travel insurance from your airline such as Thomas Cook or from a travel company such as Co-Operative Travel, you usually have to declare medical conditions that may affect your health when travelling to another country for a holiday or work trip. There are a few health conditions that you may not have thought about when declaring your conditions to your travel insurance company, to make sure you haven’t forgotten about anything we have compiled you a list of conditions you may need to declare. If you don’t declare a condition to your travel insurance company and you fall sick whilst abroad due to this condition you may not be covered under your policy, leaving you stuck to pay for new flights or large hospital bills.

Type 2 Diabetes

If you have been diagnosed or treated for your Type 2 Diabetes within the last 2 years you need to declare this to your travel insurance company as this condition could affect when flying and whilst you’re in another country.

Epilepsy

You need to declare your Epilepsy anyway, but you also need to declare if you have had any seizure related medical treatments within the last 2 years. You need to declare this even if your seizures aren’t severe or happen very infrequently.

Current Pregnancy Complications

You should know that you need to declare your pregnancy to your travel company anyway, but if you have been diagnosed with pregnancy complications you also need to inform the travel company of this as you may experience further complication whilst flying or in another country.

Parkinson’s

If you suffer from Parkinson’s you need to declare this to your travel insurance company if you have been diagnosed or received treatment within the last 2 years for early-onset Parkinson’s disease.

Asthma

If you have ever suffered from a respiratory condition including Asthma you need to declare this to your travel insurance company as respiratory conditions are likely to be affected when travelling.

Arthritis

If you have received a diagnosis of Arthritis or any treatment for your Arthritis within the last 2 years you need to declare this to your travel insurance company.

PTSD or Depression

If you have ever suffered from a diagnosed psychological or psychiatric condition you need to declare this to your travel insurance company. This could be anxiety, PTSD, depression or OCD for example.

High Blood Pressure

If you have ever suffered from a diagnosed circulatory condition you need to declare this to your travel company as there is a possibility travelling may affect this condition.

Cancer

You may already know that if you’re currently suffering from and receiving treatment for cancer you need to declare this to your travel insurance company, but if you have ever been diagnosed with and received treatment for cancer you need to declare this to your travel insurance company too.

IBS

If you suffer from IBS and have been diagnosed or treated for the condition within the last 2 years you need to declare this as you may require treatment whilst travelling or in a different country.

If you are unsure whether you need to delcare a current condition you’re suffering from you should inquire with your travel isnurance company about their policies regarding your health condition and make sure that it will be covered under your insurance policy before travelling.

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