Outfit Card – Apply, Pay, and Cancel

0345 121 4518

Outfit is a fashion store bringing the high street to out-of-town places like retail parks. It brings several Arcadia Group fashion brands under one roof. You can shop at Topshop, Topman, Miss Selfridge, Dorothy Perkins, Wallis, Burton, and Evans all in one place. There are currently 70 of these stores in the UK. If you shop at several of these brands, you could apply for an Outfit Mastercard. This credit card offers loyalty points and exclusive promotions.

Apply for Outfit Card

You must meet certain conditions to qualify for an Outfit credit card, like:

  • being at least 18 years old
  • being a permanent resident in the UK
  • having a current UK bank account and phone number
  • having a regular source of income
  • not having an Outfit credit card already

If you meet all these basic requirements, then you could be eligible for the card, subject to a credit history check. It will take around 10 to 15 minutes to apply online for the Outfit Mastercard. They should give you a decision right away in most cases. If they decline your application, you should wait up to 3 months before trying to apply again. If they accept, you should receive your new card within 5 days of signing the contract. Call to activate it before use.

Outfit Card Payment

You must make at least the minimum repayment each month on your credit card. This amount should be the total of any interest and arrears plus 1% of your outstanding balance. You can pay back more if you wish to pay off the balance faster. Missing a payment will incur a late fee of £12, and the longer it takes you to repay the card, the more interest they will be charging you. If you want to change your monthly payment date for your Outfit card, contact them to do this. They will allow it up to 3 times in a year. You can make your repayments and keep track of your account online. Remember that you have to quote your 16-digit account number when you are making a payment. Let Outfit Card Services know if you are unable to pay due to financial difficulty.

Cancel Outfit Card

Once you sign the Outfit credit card agreement, you will then have 14 days to withdraw if you change your mind. You will have 30 days from then to repay any outstanding balance and interest before Outfit closes the credit account. If you need to cancel your Outfit card because it is lost or stolen, contact the Outfit Card Services team. They will block your credit card and issue a new one for you. You should immediately report it if you notice any fraudulent activity on your card account. If you decide at any point that you no longer want the Outfit Mastercard, let them know in writing. They will contact you back to notify you of how much you need to repay to them and the date that you must do so by. You can’t re-open a closed account but you can re-apply.

Outfit Credit Card Contact Details

Contact Outfit Credit Card Customer Services whenever you have a query or need assistance with your card account. You can do this by calling Outfit on 0345 121 4518 on any day of the week. They are open from 8am until 9pm. Alternatively, you can log into your online Outfit card account manager to send a message through it. These are the fastest ways to get help with your Outfit card or to request cancellation. Otherwise, you can write to the credit providers by sending a letter to their address below, using tracked postage.

Outfit Credit Card
Customer Services Department
NewDay Ltd
PO BOX 700
LS99 2BD